If you’ve ever submitted “too much” information to an online insurance website, you probably realized quickly that it was a grave mistake due to the influx of unwanted calls and emails. When it comes to online shopping, it can be difficult to know who to trust. What actually happens when you submit your information online? Is there any way to avoid the harassment and frustration of online insurance shopping?
Do you want to take control of your insurance shopping experience? At BriteBee, we understand if you’re frustrated with shopping for insurance online. It’s convenient to get a number of quotes from a plethora of agents, but it’s annoying when you start getting the consistent, unhelpful phone calls for the next three months, right?. You’ve probably tried adding your phone number to the national “do not call” list but it probably didn’t work. What about your email? Have you checked your spam folder lately? If you’ve given your information to at least one free insurance quote tool online, then you’re probably getting emails daily about offers, services, and deals.
BriteBee desires to pair trustworthy insurance agents with insurance shoppers without all the spam, annoyance, and frustration. We want the agent to serve the insurance shopper, so they can cover their assets like their business, home or automobile and get on with their lives. Shopping for insurance shouldn’t be a hassle or a burden. If you need life or renter’s insurance, it should be as easy as ordering a cup of coffee from your favorite barista. Where is that perfect website where you get to be in control and communicate what you are looking for?
What Actually Happens When You Submit Online?
In most cases, an insurance website will ask for your information to accurately quote you for an insurance policy. Most of the time the information required looks like the list below:
- Personal Information: gender, age, marital status
- Vehicle Information: make, model, year, color, etc
- Driving Patterns: expected miles and prior miles
- Employment Status
- Contact Information: phone, email, physical address
You may even run into quote tools that require this type of information:
- Driving Record
- Insurance Claim History
- Credit History
- Consumer Report
Once this information is collected (depending on the quote tool) it can be packaged and sold as a “lead” to insurance companies and agents, resulting in the barrage of calls, emails, and direct mail. If you’ve been a victim to this kind of website, you may be wondering: “How do I stop the spam?”
5 Tips to Avoid SPAM Insurance Calls
Tip #1: Don’t Submit Your Personal Information Online
It seems like a simple solution, but if you do not submit your information online, you won’t be targeted to contact for quotes, deals, or offers. Granted, there is a collection of your information publicly available, but it’s easier to use your information when you give it away. Tip: The more in-depth questions a websites asks, the more likely it is that they are selling your information. Websites that ask solely for your name and email without too much detail, like BriteBee.com, are likely just looking for a way to contact you one-on-one versus selling your information.
Tip #2: Visit Your Local Insurance Agent
More than ever, insurance shoppers go online to find pricing, quotes, and more information; however, the majority prefer to purchase their policies through an independent insurance agent. Why? The agent is able to answer questions, guide the shopper’s decisions, and be a resource for concern and claim submission. If you are the kind of insurance shopper that is more comfortable speaking face-to-face, then do your research online and visit the agent in-person once you’ve decided who you want to work with.
Tip #3: Call Insurance Companies Directly
The second largest insurance purchase channel is direct calls to insurance companies. Nonetheless, when you call a company directly, you’re able to get some general policy information without handing out your personal details. You and many others feel safer when talking to someone on the phone about their insurance.
Tip #4: Ask Friends and Family About Their Coverage and Costs
It may seem odd, but asking friends or family who live a similar lifestyle to yours may benefit. Your friend who is married and has two kids, doesn’t smoke, and has a clean driving record may be close enough to your situation to get a general idea of what insurance may cost you. Typically speaking, you won’t be able to get an accurate price estimate online without answering some really personal questions, which could result in unwanted spam.
Tip #5: Search for Insurance Agencies on BriteBee.com
At BriteBee, we never share your information or sell it to companies or agents as “leads.” Our online directory is a resource to find and compare insurance agencies, read reviews, see products offered and more so that you can work with the insurance agents who best fit your needs. Through our application (launching in 2018) you can save time by researching agencies online without the fear of being contacted unwillingly.
Find the Best Insurance Agency for You
If you’ve been “stung” shopping for insurance online, we understand. We’ve been on both sides of the online insurance shopping process, both as consumers and agents and it can hurt. The insurance shopping experience we’ve created is simple and transparent, allowing you to take control and avoid the spam calls, emails, and direct mail. Ready to “Bee” delighted? Start your search at BriteBee.com!